The Best Bridging Rates.


Residential Bridging Loans

Residential bridging loans are a short term financing option that can be used for a number of different scenarios. Typically, this could be a bridging loan for house purchase, when longer term financing has yet to be arranged or confirmed.

A residential bridging loan can be employed when a current property has not yet sold or when a buyer drops out of house sale chain. This type of bridging loan gives the buyer the freedom to move forward and purchase a new property when the selling process has stalled.

House bridging loans can also be used to quickly finance the purchase of a property bought at auction, whereas high street banks would usually take weeks to underwrite or complete a loan.

To enquire further about or to arrange residential property bridging loans, please contact on 0333 1212 330 or contact us via email at

Residential Bridging Finance

Residential bridging finance can be arranged in a matter of days and oftentimes within 48 hours after qualification. A house bridging loan is typically issued for a term of 18 months or less.

Due to the nature of a residential bridging loan, interest rates are usually higher, hence their use as a financing solution to fill the gap between purchase and arranging a long term loan or paying off the bridging loan through other means. offers several key benefits to those looking for a house bridging loan:

  • No up-front fees
  • We pay the valuation fees with certain lenders
  • Free no obligation quotation
  • Availability when traditional loans are not
  • Open office for face-to-face meetings
  • Competitive rates
  • Flexible terms.

As a key partner of every UK short-term bridging lender and having arranged over £300m loans so far, we have access to exclusive house bridging loans with lower monthly interest rates, lower facility fees and increased loan-to-value options.

Our friendly team can advise those looking for residential bridging loans what they are, how they work and they can work for them, in plain language while cutting through the jargon. Our team has over 250 years of combined experience in offering financial services and as such we have the knowledge to resolve most issues that may arise. is the direct-to-consumer arm of Positive Lending. We are recognised as the largest bridging finance broker in the UK, giving you the confidence to arrange your residential bridging finance through one of the UK's leading experts.